The cornerstone of our client’s success has always been in building a relationship in which we obtain complete understanding of our clients and what they want to accomplish. With these understandings, we are then able to successfully provide advice, services, and resources that our clients need and want.
Our relationships with our individual clients typically starts with a broad-based financial plan…
that directly corresponds with their goals, objectives, and long-term financial aspirations. We believe that knowing where one wants to go and knowing how to get there matters. We know good planning must include both assessment and implementation, including:
- Strategies designed to maximize the value of executive and company benefits plans integrated with assets held outside of the company.
- Addressing various “What If” scenarios for clients approaching retirement, whether planned or as a result of corporate restructuring;
- Asset distribution plans that sequence distributions to help minimize taxes; and
- Establishing and coordinating investment, tax planning, and estate planning strategies
For Business Clients
we typically begin our relationship by addressing pressing needs through a consultative approach (for example, the business’s retirement plan).
As our relationship builds, we can assist the business owner in establishing an employee benefits strategy along with a personal financial planning strategy where the business is usually an asset.
We can assist with implementing both the business and personal plans, maintaining coordination between the two plans to focus on achieving the business owner’s personal goals
in building long-term relationships that are based on trust, integrity, objectivity, and independence.
Our clients expect us to be informative, help them understand their options, and make good decisions. We regularly communicate with clients through scheduled reviews.
Our due-diligence process is designed to help ensure our clients planning and investment strategy stays on track and we make recommendations as market, economic, and personal circumstances warrant.
Our clients are well served by the firm we built. Our partners and professional staff all know our clients and their unique situations and possess the experience and knowledge to support our clients’ needs.
fortunate to have tremendous resources and depth of experience provided by multiple organizations:
Equitable Advisors, LLC
Equitable Advisors, LLC, we provide securities and advisory products through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA/SIPC. Equitable Advisors, LLC is an investment advisor registered with the SEC.
LPL Financial (LPL)
LPL Financial (LPL) – is a large independent broker-dealer/registered investment advisor. LPL provides custody, clearing, and investment advisory account services for Equitable Advisors, LLC.
Karr Barth Associates, Inc. (KBA)
Karr Barth Associates, Inc. (KBA) is a large regional office for financial professionals registered with Equitable Advisors, LLC.
Kistler Tiffany Benefits (KTB)/OneDigital
Kistler Tiffany Benefits (KTB)/OneDigital is a large regional employee benefits firm that provides insurance brokerage services for group health, dental, life, and disability income insurance.
Karr Barth Administrators, Inc.
Karr Barth Administrators, Inc. – designs, funds, and administers Non-Qualified Deferred Compensation Plans for large public corporations across the United States.
*Equitable Advisors and its financial professionals do not provide tax or legal advise or services.
**Karr Barth Associates is not a registered investment advisor and is not owned or operated by Equitable Advisors, LLC.
***Equitable Advisors, LLC offers products and services of Linsco/Private Ledger (LPL), a broker/dealer and registered investment advisor. Equitable Advisors, LLC, member FINRA/SIPC (Equitable Financial Advisors in MI & TN), serves as the introducing broker/dealer and LPL Financial, member FINRA/SIPC, serves as the clearing broker/dealer for brokerage accounts. Equitable Advisors, LLC serves as an investment advisor and LPL Financial serves as the principal sponsor, an investment advisor and the broker/dealer for the LPL investment advisory programs offered through Equitable Advisors’ Financial Professionals. Equitable Advisors and its Financial Professionals are unaffiliated with LPL Financial. Additional investment advisory programs are offered through third-party program sponsors who are unaffiliated with Equitable Advisors and LPL Financial.
****Kistler Tiffany Benefits (KTB)/OneDigital is not affiliated with Equitable Advisors or its affiliated companies.