On a regular basis, we review our model portfolios to determine continued appropriateness of;
- Strategic Asset Allocation
- Tactical Allocation Adjustments and
- Investment Selections
Using our on-going research and evaluations against our specified criteria, we modify our models accordingly.
As we review portfolios with clients in accordance with our client review schedules, we recommend clients re-allocate accounts to maintain consistency with the models. Rebalancing may be done in conjunction with our re-allocations. In taxable accounts, the tax implications of rebalancing and re-allocations are part of the discussion.