On a regular basis, we review our model portfolios to determine continued appropriateness of;
- Strategic Asset Allocation
- Tactical Allocation Adjustments and
- Investment Selections
Using our on-going research and evaluations against our specified criteria, we modify our models accordingly.
As we review portfolios with clients in accordance with our client review schedules, we may recommend clients re-allocate accounts to maintain consistency with the models. Rebalancing may be done in conjunction with our re-allocations. In taxable accounts, the tax implications of rebalancing and re-allocations are part of the discussion.
*Asset allocation, diversification, and re-balancing do not guarantee a profit or protection against loss.